Get Funded. Even After a Decline.
Most funding companies decline you and move on. Prime Standing fixes the reason you were declined, then gets you funded. We turn credit profiles into capital.
Funding Programs We Deploy
No single loan fits every business. We match your revenue, credit structure, and timeline to the right capital tool.
Working Capital
$15,000 - $500,000Fast access to cash for inventory, payroll, marketing, or bridging receivables gaps.
- Underwritten on monthly bank deposits
- Daily or weekly remittance options
- Same-week approval and funding
Unsecured Business Lines of Credit
$25,000 - $250,000Ongoing liquidity you can draw on demand. Pay interest only on what you use.
- Draw capital only when needed
- No collateral required for qualified applicants
- Revolving balance re-opens as you pay down
Term Loans & Expansion Capital
$50,000 - $1,000,000Larger growth investments, acquisitions, or heavy capital expenditure with predictable payments.
- Fixed monthly amortized payments
- Early payoff options available
- Higher limits based on 6+ months revenue
Equipment & Vehicle Financing
Up to 100% Equipment ValueTrucking, construction, medical, and manufacturing businesses needing fleet or machinery.
- Equipment serves as its own collateral
- Preserves your cash flow and credit lines
- Section 179 tax deduction eligible
Revenue-Based Funding
$15,000 - $500,000Owners with strong monthly deposits whose personal credit profile is currently under repair.
- Underwritten primarily on business cash flow
- Flexible micro-remittances
- Approvals based on revenue, not credit score alone
Credit-Repair Bridge Funding
Custom StructuredBusinesses that need capital now but were declined due to a fixable credit or banking issue.
- We fix the decline reason first
- Then deploy capital on a phased timeline
- Designed for founders rebuilding a profile
Business Credit Card Stacking
$25,000 - $150,000Unsecured, revolving capital from multiple business credit cards issued simultaneously, with no impact to personal credit utilization.
- Multiple cards approved in a single coordinated pull
- 0% introductory APR periods up to 18 months
- Reports to business credit, builds your EIN profile
Why Founders Choose Prime Standing
We Fix the Decline Reason
Before we submit your application, we repair the credit, banking, or compliance issue that got you declined in the first place.
Revenue-First Underwriting
Many of our programs are underwritten on your actual monthly bank deposits, not your personal credit score alone.
Direct 1-on-1 Specialist
You work with a single capital specialist from first call to funded. No call centers, no hand-offs, no runaround.
How It Works
Free Consultation
A 1-on-1 call to review your revenue, credit profile, and funding goals. No obligation.
Profile Repair
We fix the credit, banking, or compliance issue blocking your approval before you apply.
Get Funded
We match you to the right capital program and move your file to funding.
Stop Getting Declined. Start Getting Funded.
Book a free funding consultation. We will analyze your revenue, credit standings, and timeline, then build a path to capital.
Results vary. No outcome is guaranteed. Prime Standing does not provide legal or tax advice.